Cookie Policy

This Cookie Policy explains how Sociatty LLC, doing business as ExpenseTerminal (“Company,” “we,” “us,” or “our”), uses cookies and similar tracking technologies on the ExpenseTerminal platform (“Platform”). This policy should be read alongside our Privacy Policy and Terms of Service.

1. What Are Cookies?

Cookies are small text files placed on your device when you visit a website or use a web-based application. They allow the Platform to recognize your device, remember your preferences, and collect information about how you interact with our services. Similar technologies include web beacons, pixel tags, local storage objects, and session tokens — all of which we refer to collectively as “cookies” in this policy.

2. Types of Cookies We Use

2.1 Strictly Necessary Cookies

These cookies are essential for the Platform to function. They cannot be disabled without breaking core functionality. They include:

• Session authentication tokens — keep you logged in during your session
• Security cookies — protect against cross-site request forgery (CSRF) and session hijacking
• Load balancing cookies — ensure stable platform performance

Legal basis: These are required for contract performance. They do not require your consent.

2.2 Functional Cookies

These cookies remember your preferences and settings to enhance your experience. They include:

• UI preferences (e.g., column layouts, display settings)
• Language and regional settings
• Recently accessed files or reports

Legal basis: Legitimate interests in providing a personalized experience. You may disable these but some features may not work as expected.

2.3 Analytics Cookies

These cookies help us understand how users interact with the Platform so we can improve it. They collect aggregated, anonymized data about:

• Pages and features visited
• Session duration and click paths
• Error rates and performance metrics

We may use third-party analytics providers such as Google Analytics, Mixpanel, or similar services. These providers process data under their own privacy policies. You may opt out of analytics cookies via your browser settings or our cookie preference center.

2.4 Payment & Fraud Prevention Cookies

Our payment processor (e.g., Stripe) may set cookies to process transactions securely and detect fraudulent activity. These are governed by Stripe's own cookie and privacy policies. We do not control these cookies directly.

2.5 Financial Connection Cookies

When you connect financial accounts via Stripe Financial Connections, that service may set its own cookies or local storage values during the connection flow. These are governed by Stripe's policies. We recommend reviewing:

• Stripe Privacy Policy

3. What We Do NOT Use Cookies For

We do not use cookies to:

• Serve third-party advertisements or build advertising profiles
• Track you across unaffiliated websites for behavioral advertising
• Sell your cookie-derived data to data brokers or advertisers
• Fingerprint your device beyond what is necessary for security purposes

4. Cookie Duration

Cookies we set fall into two categories by duration:

• Session cookies — deleted automatically when you close your browser
• Persistent cookies — remain on your device for a set period (typically 30–365 days) or until you delete them

Strictly necessary and security cookies are generally session-based. Analytics and functional cookies may persist for up to 12 months.

5. Your Cookie Choices & Controls

5.1 Browser Settings

Most browsers allow you to view, manage, block, and delete cookies through their settings. Common browser controls:

• Chrome: Settings > Privacy and Security > Cookies and other site data
• Firefox: Settings > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Manage Website Data
• Edge: Settings > Cookies and site permissions

Note: blocking strictly necessary cookies will impair or prevent your ability to use the Platform.

5.2 Opt-Out of Analytics

You may opt out of Google Analytics tracking by installing the Google Analytics Opt-Out Browser Add-On available at: https://tools.google.com/dlpage/gaoptout

5.3 Do Not Track

We do not currently alter our data collection practices in response to Do Not Track (DNT) browser signals, as there is no universally accepted standard for DNT. We will revisit this position as standards evolve.

6. California Residents

Under the CCPA/CPRA, certain cookie-derived data may constitute “personal information.” We do not sell cookie-derived personal information. If you have questions about your California privacy rights in connection with our cookie practices, please see the California Privacy Rights section of our Privacy Policy or contact us at expenseterminal@outlook.com.

7. EEA & UK Residents

If you access the Platform from the European Economic Area or United Kingdom, we will obtain your consent before placing non-essential cookies on your device, in accordance with the ePrivacy Directive and applicable national laws. You may withdraw consent at any time by adjusting your browser settings or contacting us. Strictly necessary cookies do not require consent under applicable law.

8. Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or applicable law. We will notify you of material changes via the Platform or by email. The “Effective Date” at the top of this policy indicates when it was last revised.

9. Contact Us

If you have questions about our use of cookies, please contact:

Sociatty LLC, doing business as ExpenseTerminal

Email: expenseterminal@outlook.com

Mailing Address: Tenafly, New Jersey 07670

This Cookie Policy was last updated on: February 20, 2026