Monthly
Withholding update
"Set aside $612 for May."
Your business brought in $4,180 last month. Here's the slice to park for taxes — moved to your set-aside automatically if you'd like.
Sent the 1st
Swiping for Savings
Swipe right on the write-offs. We do the rest.
Swipe transactions personal or business. ExpenseTerminal turns each choice into deductions, budgets, and a Schedule C.
15-day free trial · Bank-level encryption · Connects via Plaid
Amazon
11x seen
+ $94.22
JPMorgan Chase
May 27
Tax impact
$6,034
Lifetime tax savings
0 of 20 sorted0%
Tax 2026
Estimated tax to set aside
$14,283.53
Net profit YTD$32,559.63
Paid so far$13,796.10
See It Work
Sorting a year of expenses, in a few satisfying flicks.
This is the real thing, with sample data. Swipe each transaction Personal or Business — and watch the deductions (and your tax savings) add up.
$0
in deductions, sorted by you
That's roughly $0 you won't hand to the IRS. Imagine doing a whole year this fast.
Deductions found
$0
≈ $0 in estimated tax saved, at a blended 25% rate.
0 of 8 sorted
Or use your keyboard: ← Personal → Business ↓ Skip
Our mission
You handle the integrity. We handle the automation.
Good records should be the easy part of running your business. ExpenseTerminal handles the tedious, error-prone work automatically, so staying organized takes less effort and tax season feels a lot less uncertain.
You
Make the calls only you can make — what's business, what's personal, what's true.
Us
The math, the categories, the forms, the deadlines, the reminders. Every single time.
In your inbox
We nudge you before the IRS does.
You don't have to remember any of this. ExpenseTerminal sends short, friendly emails at exactly the right moments — so nothing sneaks up on you.
Quarterly
Estimate check-in
"Q3 is 3 weeks out — you're covered."
Your estimated payment is $2,480, and you've already set aside $2,050. Here's the voucher and a one-tap link to pay.
Before each deadlineAs needed
Sorting reminder
"7 transactions need a quick look."
We couldn't confidently auto-sort a handful this week. They're queued in Tax Triage — about 90 seconds to clear.
Only when it mattersAnnual
Year-end review
"Your 2026 is ready for your CPA."
A clean Schedule C, $14,260 in deductions, and every transaction behind it — exported and ready to hand off in one click.
Every January
More than taxes
It's a budget and a cash-flow command center, too.
The same tags that file your taxes also run your money. Because personal and business share your accounts, ExpenseTerminal keeps both clear without ever tangling them.
01 Zero-based budgeting
Give every dollar a job — across your life and your business.
Plan the month in needs, wants, giving, and business. Drag an unsorted transaction onto a line and the whole month rebalances in front of you.
- Drag-to-categorize. Sorting an expense for your budget is the same motion that tags it for taxes.
- Business kept separate. Your hustle's spending never muddies your household budget — and vice versa.
02 Cash flow & insights
See where the money goes — and where it comes from.
Income vs. expenses over time, day-job vs. side-hustle mix, top categories, and plain-language insights that actually mean something.
- Income mix. Watch your side hustle grow against your paycheck, month over month.
- Net worth & accounts. Connect unlimited banks and cards via Plaid; balances and net worth update on their own.
Cash flow · last 6 months
Income
$11,240
Net cash
+$4,980
Savings rate
44%
Pricing
One plan. Less than a single billable hour.
No tiers, no add-ons, no per-account fees. Everything ExpenseTerminal does, for one honest price.
15 days free
ExpenseTerminal
$18/ month
Billed monthly. Cancel anytime — your data exports clean.
- Unlimited bank & card connections
- Swipe-to-sort tagging + percentage splits
- Live Schedule C & quarterly estimates
- Zero-based budgeting + cash flow
- Proactive tax emails & set-aside
- One-click accountant export
Why it's worth it
A freelance bookkeeper runs $200–400 a month. A tax-prep firm charges hundreds to untangle a year of mixed transactions. ExpenseTerminal keeps it clean all year — and usually pays for itself with a single deduction you'd have missed.
Bookkeeper, monthly$250
Year-end tax cleanup$400
Missed deductions$1,300
ExpenseTerminal$18 / mo
Illustrative comparison. That partial-split phone bill alone — 60% deductible, every month — covers your subscription twice over.
FAQ
Questions, answered.
What is ExpenseTerminal?
ExpenseTerminal is bookkeeping and tax software for creators, freelancers, and small businesses. You sort each transaction as personal, business, or a percentage split — with a quick swipe — and that single tag builds both your monthly budget and your IRS Schedule C, so you never do tax bookkeeping twice.
Who is it for?
Creators, freelancers, contractors, and small business owners — designers, photographers, coaches, consultants, drivers, sellers, and content creators. If your personal and business spending share the same bank accounts and cards, ExpenseTerminal is built for exactly that mix.
What does "Swiping for Savings" mean?
Uncategorized transactions stack up like a deck of cards, and you swipe each one personal or business. Most are pre-sorted by AI so you're just confirming — and every business swipe becomes a tracked deduction. It turns the worst chore in self-employment into about ninety seconds a week.
How does it handle expenses that are part personal, part business?
That's the "Partial" tag. Set a business percentage — say 60% on your phone bill — and ExpenseTerminal applies that split everywhere it matters: the business share flows to your Schedule C, the personal share stays in your budget. Set it once and it carries forward for that vendor.
Does it calculate my quarterly taxes?
Yes. As income and expenses are tagged, ExpenseTerminal maintains a live estimate of self-employment and federal income tax and tells you how much to set aside for each quarter — and emails you before each deadline. These are estimates to guide your set-aside; confirm final figures with your CPA.
Is my bank data secure?
Bank and card connections are handled by Plaid, the same secure layer used by major fintech apps, and your data is protected with bank-level encryption. ExpenseTerminal reads transactions to categorize them — it never moves your money.
How much does it cost?
One plan, $18 per month, with everything included — unlimited connections, the full tagging system, live Schedule C, quarterly estimates, proactive emails, and accountant export. Start with a 15-day free trial. Cancel anytime and your data exports clean.
See it on your own books
Request a demo.
Tell us a little about your hustle and we'll walk you through ExpenseTerminal with examples that look like your money — not a generic sales deck.
- A 20-minute personalized walkthrough
- Your top deduction opportunities, mapped out
- Honest answers — no pressure
You're on the list.
Thanks — your details were sent. We'll reach out within a business day to find a time. Keep an eye on your inbox.